Amex Hilton Honors Business: go for the annual free night?

Amex Hilton Honors Business: go for the annual free night?

Earlier this year, I opened an American Express Hilton Honors Business Card and spent $4,000 to earn the welcome bonus. This gives me a head start on meeting the $15,000 annual threshold for a free weekend stay at a Hilton property. But is this a good use of $10,000 of spending? I take a look in this article.

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The Marriott-SPG loyalty program merger brings credit card benefits

The Marriott-SPG loyalty program merger brings credit card benefits

With the merger of the Marriott Rewards and Starwood Preferred Guest loyalty programs occurring in August, I wanted to highlight some of the practical benefits of that combination for moderate travelers like me. Specifically, there are some definite benefits coming to Marriott/SPG co-branded credit card portfolio.

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The long wait is over! I have the Chase Sapphire Reserve!

The long wait is over! I have the Chase Sapphire Reserve!

That was a long road, but I have finally reached the destination! Yesterday my shiny, new Chase Sapphire Reserve card arrived via UPS! Earlier this week I applied for and was instantly approved for what is perhaps the most popular points and miles card on the market. My excitement level was higher than normal given that I have been waiting to get this card since its debut in September 2016. The card has a $450 annual fee but great benefits. The question begging to be answered is simple: “Is the card worth such a high fee?”

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Evaluating my credit card portfolio - Citibank

Evaluating my credit card portfolio - Citibank

Since my pursuit of points and miles has resulted in many open credit card accounts, I recently began a top-to-bottom review of my overall credit card portfolio. In today's entry in the series covering this review, I will consider the Citi card products I hold.

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Evaluating my credit card portfolio - Chase

Evaluating my credit card portfolio - Chase

Since my pursuit of points and miles has resulted in many open credit card accounts, I recently began a top-to-bottom review of my overall credit card portfolio. In today's entry in the series covering this review, I will consider the Chase card products I hold.

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Amex Starwood Preferred Guest card Statement credit promotion

Amex Starwood Preferred Guest card Statement credit promotion

Last week, I reviewed my American Express credit card portfolio. My primary takeaway was to close my consumer Amex Starwood Preferred Guest Credit Card. Ironically, yesterday, I received a spend promotion from American Express for that very card. 

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Evaluating my credit card portfolio - Overview

Evaluating my credit card portfolio - Overview

When pursuing points and miles using credit card sign-up bonuses, you soon accumulate a lot of credit cards. I was accustomed to carrying multiple cards before I became immersed in these rewards, but the number of cards I currently hold has tripled. As an early-year task, I decided to undertake a top-to-bottom review of my open accounts in order to decide if any should be closed, and I want to strategize how to adjust my card portfolio in 2018. Today, I want to provide a little background to frame my analyses.

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Another spend promotion for the Barclaycard Aviator Red card

Promotions for the Barclaycard AAdvantage Aviator Red MasterCard have padded my American Airlines AAdvantage account in the past. Barclaycard is back with another opportunity to earn bonus miles by meeting certain spend thresholds during the last three months of 2017. Is this an attractive offer that I will pursue?

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Downgrading the Chase Sapphire Preferred to the Freedom Unlimited

Recently, Chase changed its rules and now prohibits a user from carrying more than one Sapphire card product. My wife wants to apply for the very attractive Chase Sapphire Reserve card so we decided to downgrade her current Chase Sapphire Preferred to the Chase Freedom Unlimited. The process was fairly simple and now she will be able to apply for the Sapphire Reserve product.

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Barclaycard AAdvantage Aviator: Round purchases to buy AAdvantage miles

Yesterday I received an email from Barclaycard introducing a very interesting program for its AAdvantage Aviator card. According to the email, I was invited to participate in a pilot for Flight Cents which allows you "to [round] up your purchases to the nearest dollar, and [turn] that rounded up amount into American Airlines AAdvantage® miles."

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Hitting spend for signup bonuses fast: charging a car down payment

Charging all or part of a new car can be a great way to earn a large amount of points or miles as well as satisfy large initial spend requirements for credit card sign-up bonuses. Just be careful that you can immediately pay off that charge because the value of the rewards that you will earn will be far less than the interest you could wind up paying!

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Citi Prestige updates, targeted offer

Citi announced changes to the Cit Prestige Card that took effect on July 23. Most of the changes are fairly minor and carry neither value nor detriment to me. Citi also has a targeted offer for adding an authorized user to the account, but I find little compelling about this promotion.

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Deciding on my next points and miles credit card

Recently, I signed up for the American Express Starwood Business Card and am close to earning the full signup bonus. So I am in search of my next points and miles card. At the moment, there are some attractive offers from American Express and Citibank.

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American Express to become exclusive issuer of Hilton branded cards

Hilton is one one of a few hotel and airline companies that have agreements with multiple banks for affinity credit cards. Currently, both American Express and Citibank issue Hilton-branded cards, but that will soon change. Hilton announced this week that it would enter into an exclusive agreement with Amex.

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