Evaluating my credit card portfolio - Citibank

Since my pursuit of points and miles has resulted in many open credit card accounts, I recently began a top-to-bottom review of my overall credit card portfolio. In today's entry in the series covering this review, I will consider the Citi card products I hold.

Credit CardsDerek CookApril 15, 2018credit cards, Citibank, Citi ThankYou Premier Card, Citi Prestige Card, Citi ThankYou Points, CitiBusiness/AAdvantage Platinum Select World Mastercard, credit utilization rate, credit score

Why I closed my Citi Hilton Honors Reserve Card

Last June, Hilton announced it had entered into an exclusive agreement with American Express to issue co-branded Hilton Honors credit cards. Previously, Hilton had a dual agreement with both American Express and Citibank. Until last week I held a Hilton card from Citibank, but I called and closed the account. In today’s post I want to discuss my reasoning behind this decision.

Credit Cards, Points and MilesDerek CookJanuary 24, 2018credit cards, American Express Hilton Honors Ascend Card, American Express, signup bonus, Citibank, Hilton Honors, Citi Hilton Honors Reserve card

Citi Prestige updates, targeted offer

Citi announced changes to the Cit Prestige Card that took effect on July 23. Most of the changes are fairly minor and carry neither value nor detriment to me. Citi also has a targeted offer for adding an authorized user to the account, but I find little compelling about this promotion.

Credit Cards, Points and MilesDerek CookJuly 24, 2017credit card rewards, Citibank, Citi Prestige Card, credit cards, Citi ThankYou Points, points and miles, promotions, ThankYou Premier Card

The Citi Prestige Card pays for itself

While the Citi Prestige Card carries a hefty $450 annual fee, it provides an excellent opportunity to recover that fee and more. Halfway through 2017, I have realized almost $700 in tangible value from the card's benefits.

Points and Miles, Credit CardsDerek CookJune 28, 2017Citi ThankYou Points, Citi Prestige Card, Priority Pass Select, Citibank

Deciding on my next points and miles credit card

Recently, I signed up for the American Express Starwood Business Card and am close to earning the full signup bonus. So I am in search of my next points and miles card. At the moment, there are some attractive offers from American Express and Citibank.

Credit Cards, Points and MilesDerek CookJune 16, 2017American Express Membership Rewards, American Express Company, credit cards, credit card rewards, Delta SkyMiles, Citibank, Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, American Airlines

American Express to become exclusive issuer of Hilton branded cards

Hilton is one one of a few hotel and airline companies that have agreements with multiple banks for affinity credit cards. Currently, both American Express and Citibank issue Hilton-branded cards, but that will soon change. Hilton announced this week that it would enter into an exclusive agreement with Amex.

Credit Cards, Loyalty Programs, PopularDerek CookJune 4, 2017Hilton hotels, Citibank, American Express Company, Chase Sapphire Reserve, Chase, 5/24 Rule, Hilton Honors

Obtaining new Citi Prestige Card and Citi ThankYou Premier Card designs

I recently called and requested the updated designs for the Citi Prestige Card and the Citi ThankYou Premier Card and had a great customer service experience.

Credit CardsDerek CookFebruary 12, 2016Citi Prestige Card, Citi ThankYou Premier Card, Citibank, credit cards

Barclay AAdvantage Aviator vs. Citi/AAdvantage Platinum: Which to keep?

With the annual fee due on both my Barclaycard AAdvantage Aviator Red MasterCard and Citi/AAdvantage Platinum Select Card later this month, I need to evaluate which of the two cards - if either - I will keep.

Credit Cards, Loyalty Programs, Points and Miles, PopularDerek CookFebruary 9, 2016Barclaycard, Citibank, Citi/AAdvantage Platinum Select MasterCard, US Airways, AAdvantage Aviator Red MasterCard, AAdvantage miles, credit cards, credit card rewards

Citi ThankYou Premier signup bonus drops to 40K #AntiClimatic

In what was a pretty anti-climatic announcement despite breathless hype in the points and miles blogging community, Citibank has dropped the signup bonus of the well-regarded Citi ThankYou Premier Card to 40,000 ThankYou Points. The spending requirement of $3,000 in three months is unchanged.

Credit CardsDerek CookJanuary 30, 2016Citibank, Citi ThankYou Premier Card, credit cards

Citi ThankYou Preferred 5% cash back offer

Citibank is offering a promotion on the Citi ThankYou Preferred Card. Earn 5% cash back, as a statement credit, for purchases made from the time of registration until March 31, 2016. The credit is capped at $25, but may be targeted.

Credit Cards, PopularDerek CookJanuary 8, 2016Citibank, promotions, Citi ThankYou Points, Citi ThankYou Preferred Card